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Solve Your Personal Retirement. Challenge.
See the strategy, Learn why Defined Benefit Annuity is the smart and efficient way to build your retirement security.
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Ai spokesperson, Lori, explains the extraordinary advantages of Defined Benefit Annuity.
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"CAN YOU IMAGINGE LEARNING WHEN YOU ARE READY TO RETIRE THAT YOU HAVE TO KEEP WORKING?"
Previous generations had a predictable retirement income. We don't. Wouldn't it be better to know that you can retire?
With an income you can be confident of receiving?
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"The American dream was a steady job with a middle class salary, decent benefits, and the promise of a pension in retirement."
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"Why did retirement security disappear? Why did the financial risk shift to you? We lost the Defined Benefit Pension."
* Source: WHY PENSIONS MATTER The history of defined benefit pension plans in the United States of America, March 2017
On November 6, 1978, Congress enacted Internal Revenue Code section 401(k). That day marked the beginning of the end of Defined Benefit Pension plans. In the decades that followed, hundreds of companies froze or shut down their pensions. In their place came "defined contribution" plans like 401(k), These plans shifted the investment risk away from the employer and onto the shoulders of the employee.
Defined contribution plans may be good for saving, but they are terrible for income. 401(k), TSP, 403(b) and other similar plans made it virtually impossible for most employees to answer the most important question a retiree should be able to answer:
"What's Your Income?"
"During the postwar economic boom, defined benefit pensions represented the closing chapter of a solid middle class life."
Source: WHY PENSIONS MATTER The history of defined benefit pension plans in the United States of America, March 2017
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